State and Specialty Associations

The AVMA Trust has been serving the needs of AVMA members for over 60 years by providing access to personal and professional insurance solutions and risk-management resources. The AVMA Trust is also proud to support state VMAs and other AVMA-affiliated associations.


Insurance Coverage for Associations

The AVMA Trust works with top-rated insurance carriers that understand the unique risks of the association world. We provide access to essential coverages for associations, including:

  • Directors and Officers Liability: Management liability insurance covers exposures faced by directors, officers, managers, and business entities that arise from governance, finance, benefits, and management activities (also called “executive liability insurance”).
  • Event Liability and Cancellation: Event liability and cancellation insurance protects associations and organizations against potential lawsuits from registrants, vendors, and speakers. Coverage can include exhibitors as insureds so you do not have to obtain a certificate of insurance from each exhibitor. Event liability insurance is a cost-effective way to satisfy a venue’s insurance requirements.
  • Data Breach & Cyber Liability: Data breach and cyber liability coverage responds to loss, theft, accidental release, or accidental publication of personally identifiable information (PII). A breach is defined as an event in which PII is potentially put at risk – either in electronic or paper format. Personally identifiable information includes full names, social security numbers, bank account numbers, email addresses, driver’s license numbers, and credit/debit card information.
  • Commercial Property: Commercial property insurance protects your association’s physical assets from unexpected disasters like fires, burst pipes, storms, theft, and vandalism. Property includes the space that houses your association as well as technology and equipment.
  • Workers’ Compensation: Workers’ compensation coverage protects your association and its employees in the event of on-the-job injuries. The AVMA Trust’s plan also provides coverage for volunteers. If a volunteer or employee is injured during association activities, workers’ compensation provides essential financial support for medical treatment and subsequent care.
  • Employment Practices Liability: Employment practices liability coverage responds to allegations such as wrongful termination, discrimination, and sexual harassment.


Added-Value Group Benefits Programs

  • AVMA Trust Practice Healthcare Solutions: Employees place a high value on employer-provided group healthcare benefits. Offering a robust group healthcare solution shows your employees that you care about their wellbeing. The Trust works directly with associations to find the healthcare solution that is best suited to the needs of their team.
  • AVMA Trust Association Retirement Plan: Offer your team a retirement plan tailored to address their unique needs, all with the added benefit of cost efficiencies, simplified administration, and a reduced fiduciary burden on your end.
  • Employee Benefits: Provide your employees with a variety of group insurance products and value-added services through the AVMA Trust. Available coverages include life insurance, accident insurance, and short- and long-term disability.

Speaker Support

The AVMA Trust team of experienced Trust Veterinarians, insurance professionals, and risk-management experts can speak on a wide range of topics for today’s veterinarians and veterinary teams. These topics include professional liability risk management, species-specific presentations, practice insurance topics, employee safety and risk management, and retirement plans.


Content for Your Association’s Publications

Pull from our extensive library of educational articles and newsletters to find topics to share with your members. Popular subjects include professional liability, medical recordkeeping, practice and business-related topics, employee safety, working with students and volunteers, animal handling considerations, disaster recovery, social media considerations, and more.


For more information, call 833-350-2054 or email