Veterinary Student Professional Liability Insurance

Our Most Exciting News for Veterinary Students!

AVMA PLIT will now sponsor the cost of student liability insurance

You work hard in veterinary school. You know it, and we know it because we were once in your shoes! The idea that someone can allege that you were negligent and committed malpractice during your clinical experiences can be scary and overwhelming. This includes externships and preceptorships as well as any part-time or volunteer work throughout your time as a veterinary student, even during your first year. We want you to know that you are not alone. You are important to us, and we're committed to investing in you-the future of our profession.

The PLIT is proud to support SAVMA and its goals to introduce veterinary students to the concept of organized veterinary medicine and to encourage the development and empowerment of students as leaders in the profession. When you secure student liability insurance, you'll have peace of mind throughout your time as a veterinary student and beyond. 

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What is covered?

You will have many clinical experiences during your student years. Your school may have insurance, but there could be gaps in coverage. To help you protect your future, the PLIT program's student professional liability responds when you are accused of veterinary malpractice.

Why You Need Coverage

  • Even as a student, you can be accused of veterinary malpractice and threatened with a lawsuit
  • Large student debts or a lack of assets will not excuse you from being responsible for a judgment
  • When you transfer your risk to another party (the insurance carrier), you protect your future

Student Liability Coverage Fast Facts

  • There's no cost to you (the AVMA PLIT will sponsor your premium with the insurance carrier)
  • Limit of $1,000,000 per occurrence and $3,000,000 annual aggregate
  • Coverage follows you wherever you are working
  • You're covered for the entire calendar year, and you're eligible to renew each year with an active SAVMA membership


Apply now for coverage!


Coverage subject to policy terms, limitations, and exclusions. Coverage will be effective the day after your completed application is submitted. You will receive an email confirmation of your application and a certificate evidencing coverage. Coverage must be renewed each year.