Workers' Compensation for Veterinary Employees

Your employees are the strength of your business. You’ll spend a great deal of time hiring and training them. Secure workers’ compensation coverage from an insurer that will treat your employees fairly and get them back to work as soon as they’re able.

Program Features:

  • Competitive premiums
  • Standard employers’ liability limits of $500,000. (Higher limits available upon request).
  • Payment plan options
  • Dividend potential—millions of dollars have been returned to participating veterinarians. (By law, dividends cannot be guaranteed in advance).
  • Outstanding service
  • Group buying power and market leverage
  • Medical payments, disability, survivor benefits, and rehabilitation expenses.
  • Claims Management—Save time and money!
  • Managed care available in many areas to help reduce claim costs
  • Toll-free claim reporting phone number means no forms to complete
  • Highly trained and experienced claims-handling staff to help you through the claims process
  • Access to The Hartford's innovative XactPay Web program for premium billing that integrates with QuickBooks Payroll software.

Benefits To Help You Reduce Workers’ Compensation Expenses

Workers’ compensation expenses for your practice must be managed like any other business expense. The most effective way to reduce costs is to prevent accidents and manage claims when they do occur. The PLIT’s loss control program designed specifically for veterinarians provides information on how to:

  • Prevent bite injuries and manage risk at your practice
  • Prevent musculoskeletal disorders (MSDs) and keep insurance costs down
  • Prevent slips, trips and falls
  • Take precautions for pregnant employees
  • Prepare for an OSHA inspection


More than $1.3 Million in Dividends Returned to Workers’ Compensation program Participants

Dividend checks were recently mailed to participants in the PLIT-sponsored Workers’ Compensation Program for policies underwritten by The Hartford during the 2006 plan period. This dividend of more than $1.3 million is the result of better than expected claims experience and the group buying power of veterinarians in the PLIT-sponsored program. Thank you to all of the veterinarians who participated in the 2006 plan year for your business and your efforts to prevent workplace injuries!


PLIT-sponsored workers’ compensation insurance is not available in monopolistic states: North Dakota, Ohio, Washington, and Wyoming.