Personal excess provides another layer of liability
protection over your individual primary (homeowner, automobile, watercraft and
recreational vehicle) policies. As an AVMA member, you have access to
personal excess liability within the AVMA PLIT-sponsored Program. There are
three significant advantages of participating in a group program versus
purchasing individual policies: enhanced coverage, significant savings, and
easy access. And, the group program can replace or supplement existing
personal excess (umbrella) liability policies at a reduced rate.
The following annual limits and premium options are available for
the 2/1/2015 - 02/01/2016 policy term:
- $1,000,000 for an
annual premium of $325
- $2,000,000 for an annual premium of $467
- $3,000,000 for an annual premium of $491
- $5,000,000 for an
annual premium of $584
- $10,000,000 for an annual premium of
$1,162
- $15,000,000 for an annual premium of $1,625
- $20,000,000 for an annual premium of $3,122
Click here to
view claim scenarios and register and enroll for coverage online.
Current Personal Excess Liability Policyholders
You can log
in and renew your coverage for the 2/1/2015 - 02/01/2016
policy term beginning December 15, 2014. You will receive an email
notification once online renewal is available. Please be sure to renew your
policy by January 31, 2015 to avoid a lapse in coverage.