What is the “Consent to Settle” clause?

Ultimately it is your decision to accept Zurich’s recommendation. Zurich will not settle a professional liability claim without your consent. Whatever your decision, we are here to support you and to help protect you through it all. If you have any concerns throughout the claims process or would like to speak with a PLIT Trust Veterinarian, please reach out to the PLIT!

Does my policy cover my professional fees?

While your professional liability policy does cover expenses to make your client whole again after a covered loss (e.g. animal market value, medical expenses incurred at a specialty or emergency clinic), it doesn’t cover everything. For example, your professional fees that your client would normally pay to you are not covered. Why? Because this is a third-party liability policy that covers losses to your client (the third party), it does not reimburse you for lost veterinary fees at your practice. 

It’s important to understand what your policy covers. Please reach out to your Zurich claims professional if you have any questions regarding your coverage.

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