We are committed to supporting you along every stage
of your career!
You’ve worked hard to get here, and we’re honored to
support you as you begin your career. Your assets (and future assets) will be
covered with an individual professional liability policy when you secure
coverage through the AVMA PLIT program. So whether you’re performing relief,
emergency, or part-time work in addition to your main employment, you’ll have
coverage that protects you wherever you practice.
Liability: this coverage responds to allegations of veterinary
malpractice. The limits refer to the maximum amount of coverage your policy
will provide for a single covered malpractice claim (per claim) and for
the total amount of covered malpractice claims in one calendar year
Defense: this key endorsement protects your license against
actions and complaints filed with state licensing agencies. This includes
coverage for legal defense fees.
Special note for
newly employed veterinarians: If your employer purchases a
professional liability policy from a commercial insurer covering
employed veterinarians, this coverage is not in your name and will not
follow you if you provide veterinary services outside your employed
duties—such as relief, emergency or part-time work. And, it may exclude
veterinary license defense coverage. To fully protect yourself, secure a
professional liability policy in your name through the PLIT program.
What it costs
Annual professional liability premiums are
listed below as per occurrence / annual aggregate. This refers to the
maximum amount of coverage your policy will provide for a single covered
malpractice claim (per claim) and for the total amount of covered
malpractice claims in one calendar year (aggregate). You should select
the plan that meets the unique needs of your professional activity.
Your premiums are pro-rated! Coverage renews annually on
January 1, which means that after graduation your premium is a pro-rated
calculation. So if you initiate coverage this year, you’ll only be charged a
portion of the annual premium.
|Plan||Limits||Predominantly Equine||Food Animal or Mixed Practice||Predominantly
Small Animal||Small Animal Exclusive|
To calculate your exact
premium based on the pro-rated rate for your desired professional liability
limit and veterinary license defense coverage, get a quote today! The process
is easy: register your online AVMA PLIT account, select your coverage options,
and view your quoted premium. You can then initiate coverage instantly or save
your options for later.